/* =============================================================================
   FINANCORE CRM — web pública (/inicio, /terminos)
   Estilo Financore de web con la regla del 28-sep: nada de navy en bloques;
   el impacto va en el azul claro de la empresa (#1976D2 → #1565C0) y el
   oscuro queda solo para el pie.
   ============================================================================= */
:root{
  --az:#1565C0; --az-2:#1976D2; --az-pale:#E3F0FD;
  --oro:#E8A020; --oro-pale:#FEF6E4; --crema:#FFE9C7;
  --g100:#F4F6FA; --g200:#E8ECF3; --g600:#5A6680; --g800:#1E2A3A;
  --red:#D32F2F; --red-dark:#B71C1C; --red-pale:#FDECEA; --green:#2E7D32;
  --sh-sm:0 1px 3px rgba(21,101,192,.08),0 1px 2px rgba(21,101,192,.04);
  --sh-md:0 4px 16px rgba(21,101,192,.10),0 2px 6px rgba(21,101,192,.06);
  --sh-lg:0 12px 40px rgba(21,101,192,.16);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;font:400 16px/1.7 Inter,system-ui,sans-serif;color:var(--g800);background:#fff;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--az)}
h1,h2,h3{font-family:Merriweather,Georgia,serif;color:var(--g800);margin:0}
h2{font-size:clamp(28px,3.6vw,42px);line-height:1.25;font-weight:700}
h3{font-size:20px;line-height:1.3;font-weight:700}
:focus-visible{outline:2px solid var(--az);outline-offset:2px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:13px 30px;border-radius:8px;
  font:700 15px/1.2 Inter,sans-serif;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .25s,background .25s,box-shadow .25s}
.btn:hover{transform:translateY(-2px)}
.btn.sm{min-height:40px;padding:9px 20px;font-size:14px;white-space:nowrap}
.btn-oro{background:var(--oro);color:var(--g800)}
.btn-oro:hover{box-shadow:0 8px 24px rgba(232,160,32,.35)}
.btn-azul{background:var(--az);color:#fff}
.btn-azul:hover{background:var(--az-2)}
.btn-fantasma{border-color:rgba(255,255,255,.45);color:#fff;background:transparent}
.btn-fantasma:hover{background:rgba(255,255,255,.1)}

/* nav */
.nav{position:fixed;inset:0 0 auto 0;z-index:100;height:68px;display:flex;align-items:center;justify-content:space-between;gap:16px;
  padding:0 40px;background:#fff;border-bottom:1px solid var(--g200);box-shadow:var(--sh-sm)}
.marca{display:flex;align-items:center;gap:8px;text-decoration:none}
.marca img{height:34px;width:auto}
.marca span{font:800 13px/1 Inter;letter-spacing:2px;color:var(--az);background:var(--az-pale);padding:5px 9px;border-radius:100px}
.nav-links{display:flex;gap:28px}
.nav-links a{color:var(--g600);text-decoration:none;font-weight:600;font-size:14.5px}
.nav-links a:hover{color:var(--az)}
.nav-acts{display:flex;align-items:center;gap:14px}
.nav-entrar{font-weight:700;font-size:14.5px;text-decoration:none;color:var(--g800);padding:10px 4px}

/* hero */
.hero{padding:132px 24px 88px;background:linear-gradient(155deg,#1565C0 0%,#1976D2 55%,#1E88E5 100%);color:#fff;overflow:hidden}
.hero-in{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.etq-clara{display:inline-block;font:700 11px/1.2 Inter;letter-spacing:2.5px;text-transform:uppercase;color:var(--crema);
  background:rgba(255,255,255,.12);padding:6px 14px;border-radius:100px;margin-bottom:18px}
.hero h1{color:#fff;font-size:clamp(34px,5vw,60px);line-height:1.15;font-weight:900}
.hero h1 em{color:var(--crema);font-style:italic}
.bajada{font-size:18px;font-weight:300;line-height:1.6;color:rgba(255,255,255,.88);margin:20px 0 28px;max-width:560px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap}
.hero-nota{margin:16px 0 0;font-size:13.5px;color:rgba(255,255,255,.78)}
.vista{background:#fff;color:var(--g800);border-radius:16px;padding:16px;box-shadow:0 12px 40px rgba(8,30,70,.28);
  transform:perspective(1200px) rotateY(-8deg) rotateX(3deg);transition:transform .6s ease}
.vista:hover{transform:none}
.vista-top{display:flex;align-items:center;gap:6px;padding-bottom:12px;margin-bottom:12px;border-bottom:1px solid var(--g200)}
.vista-top span{width:10px;height:10px;border-radius:50%;background:var(--g200)}
.vista-top b{margin-left:8px;font-size:13px}
.msg{display:flex;gap:10px;margin-bottom:12px;font-size:13.5px;line-height:1.5}
.msg p{margin:2px 0 0}
.msg i{flex:0 0 32px;height:32px;border-radius:50%;display:grid;place-items:center;color:#fff}
.msg i svg{width:16px;height:16px}
.msg.out{flex-direction:column;align-items:flex-end;margin-left:42px}
.msg.out p{background:var(--az-pale);padding:10px 12px;border-radius:12px 12px 4px 12px}
.quien{font:700 11px Inter;color:var(--az);letter-spacing:.5px}
.vista-pie{display:flex;gap:8px;flex-wrap:wrap;padding-top:6px}
.pill{font:600 12px/1 Inter;padding:6px 10px;border-radius:4px;background:#E8F5E9;color:var(--green)}
.pill.az{background:var(--az-pale);color:var(--az)}
.c-wa{background:#25A55F}.c-ig{background:#C13584}.c-tt{background:#161921}.c-mail{background:#1565C0}.c-az{background:var(--az-pale);color:var(--az) !important}

/* secciones */
.sec{padding:88px 24px}
.sec.blanco{background:#fff}.sec.gris{background:var(--g100)}
.cont{max-width:1100px;margin:0 auto}
.cont.estrecho{max-width:820px}
.cab{margin-bottom:36px}
.etq{display:inline-block;background:var(--az-pale);color:var(--az);font:700 11px/1.2 Inter;letter-spacing:2.5px;text-transform:uppercase;
  padding:5px 14px;border-radius:100px;margin-bottom:16px}
.linea{width:56px;height:4px;border-radius:4px;margin:18px 0 0;background:linear-gradient(to right,var(--az),var(--oro))}
.intro{font-size:17px;color:var(--g600);margin:18px 0 0}
.centro{text-align:center;margin:32px auto 0;max-width:680px;color:var(--g600)}
.sub{font-size:14px}
.caja-alerta{margin-top:28px;background:var(--red-pale);border:1px solid rgba(211,47,47,.15);border-left:4px solid var(--red);border-radius:16px;padding:32px 36px}
.caja-alerta p{margin:0 0 16px;font-size:17px}
.lista-x{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.lista-x li{display:flex;gap:10px}
.lista-x span{color:var(--red-dark);font-weight:800}

.pasos{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.paso{background:#fff;border:1px solid var(--g200);border-radius:16px;padding:32px 28px}
.num{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,#1976D2,#1565C0);color:#fff;
  font:800 18px/1 Inter;margin-bottom:16px}
.paso p,.tarjeta p{margin:10px 0 0;font-size:14.5px;color:var(--g600);line-height:1.6}

.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.tarjeta{position:relative;overflow:hidden;background:#fff;border:1px solid var(--g200);border-radius:16px;padding:28px 24px;
  transition:border-color .25s,transform .25s,box-shadow .25s}
.tarjeta::before{content:'';position:absolute;inset:0 0 auto 0;height:3px;background:linear-gradient(to right,var(--az),var(--az-2));opacity:0;transition:opacity .25s}
.tarjeta:hover{border-color:var(--az-2);transform:translateY(-4px);box-shadow:var(--sh-md)}
.tarjeta:hover::before{opacity:1}
.ico{display:grid;place-items:center;width:48px;height:48px;border-radius:12px;color:#fff;margin-bottom:16px}

.cita{padding:72px 24px;background:linear-gradient(135deg,#1976D2 0%,#1565C0 100%);text-align:center}
.cita p{margin:0;font:700 clamp(22px,2.6vw,30px)/1.45 Merriweather,serif;color:#fff}

/* precios: el ciclo cambia con radios, sin JS */
.ciclo{text-align:center}
.ciclo>input{position:absolute;opacity:0;pointer-events:none}
.ciclo>label{display:inline-flex;align-items:center;min-height:44px;padding:8px 20px;font:600 14px Inter;color:var(--g600);cursor:pointer;
  border:1px solid var(--g200);background:var(--g100)}
.ciclo>label[for=cMensual]{border-radius:100px 0 0 100px}
.ciclo>label[for=cAnual]{border-radius:0 100px 100px 0;border-left:0}
.ciclo>input:checked+label{background:var(--az);color:#fff;border-color:var(--az)}
.ciclo>input:focus-visible+label{outline:2px solid var(--az);outline-offset:2px}
.precios{display:grid;grid-template-columns:repeat(2,minmax(0,420px));justify-content:center;gap:24px;margin-top:32px}
.precio{position:relative;background:#fff;border:1px solid var(--g200);border-radius:16px;padding:36px 32px;display:flex;flex-direction:column}
.precio.destacado{border:2px solid var(--az);box-shadow:var(--sh-lg)}
.cinta{position:absolute;top:-13px;left:32px;background:linear-gradient(135deg,#1976D2,#1565C0);color:#fff;font:700 11px/1 Inter;letter-spacing:1.5px;
  text-transform:uppercase;padding:7px 14px;border-radius:100px}
.para{color:var(--g600);font-size:14.5px;margin:8px 0 16px}
.monto{display:flex;align-items:baseline;gap:4px}
.monto b{font:800 48px/1 Inter;color:var(--g800);letter-spacing:-1px}
.monto span{color:var(--g600)}
.eq{margin:6px 0 0;font-size:13.5px;font-weight:600;color:var(--green)}
.precio ul{list-style:none;margin:20px 0;padding:0;display:grid;gap:10px;font-size:14.5px}
.precio li{display:flex;gap:10px}
.precio li span{color:var(--green);font-weight:800}
.req{font-size:13px;color:var(--g600);margin:0 0 16px}
.precio .btn{margin-top:auto}
.m-mensual{display:none}
#cMensual:checked~.precios .m-mensual{display:flex}
#cMensual:checked~.precios p.m-mensual{display:block}
#cMensual:checked~.precios .m-anual{display:none}

.faq{display:grid;gap:12px}
.faq details{background:#fff;border:1px solid var(--g200);border-radius:8px;padding:0 22px}
.faq summary{cursor:pointer;font-weight:700;padding:18px 0;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::after{content:'+';color:var(--az);font-size:22px;line-height:1}
.faq details[open] summary::after{content:'–'}
.faq details p{margin:0 0 18px;color:var(--g600)}

.cta-final{background:var(--oro-pale);border-top:1px solid rgba(232,160,32,.2);padding:88px 24px;text-align:center}
.cta-final p{color:var(--g600);font-size:17px;margin:16px 0 28px}

.pie{background:#12161D;color:rgba(255,255,255,.72);padding:56px 24px 32px;font-size:14px}
.pie-in{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px}
.pie h4{margin:0 0 12px;color:var(--crema);font:700 12px Inter;letter-spacing:2px;text-transform:uppercase}
.pie a{display:block;color:rgba(255,255,255,.78);text-decoration:none;padding:4px 0}
.pie a:hover{color:var(--crema)}
.pie-marca{font:800 20px Inter;color:#fff;margin:0 0 8px}
.pie-marca span{color:var(--crema)}
.pie-fondo{max-width:1100px;margin:36px auto 0;padding-top:20px;border-top:1px solid rgba(255,255,255,.1);color:rgba(255,255,255,.6);font-size:13px}

/* términos */
.legal{padding:120px 24px 88px;background:var(--g100)}
.legal article{max-width:820px;margin:0 auto;background:#fff;border:1px solid var(--g200);border-radius:16px;padding:48px 52px}
.legal h1{font-size:clamp(28px,3.6vw,38px);margin-bottom:8px}
.legal h2{font-size:24px;margin:36px 0 10px}
.legal p,.legal li{color:var(--g800)}
.legal .fecha{color:var(--g600);font-size:14px}

/* entrada al hacer scroll: visible sin JS */
.reveal{opacity:1;transform:none;transition:opacity .65s ease,transform .65s ease}
.js-loaded .reveal{opacity:0;transform:translateY(28px)}
.js-loaded .reveal.visible{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){*{transition:none !important;scroll-behavior:auto !important}.js-loaded .reveal{opacity:1;transform:none}.vista{transform:none}}

@media (max-width:960px){
  .hero-in{grid-template-columns:1fr}
  .vista{transform:none}
  .grid4{grid-template-columns:repeat(2,1fr)}
  .grid3,.pasos{grid-template-columns:1fr 1fr}
}
@media (max-width:768px){
  .nav{padding:0 16px}
  .nav-links{display:none}
  .nav-entrar{display:none}
  .nav .btn.sm{padding:8px 14px;font-size:13.5px}
  .marca img{height:28px}
  .sec,.cta-final{padding:56px 20px}
  .hero{padding:104px 20px 56px}
  .grid4,.grid3,.pasos,.precios{grid-template-columns:1fr}
  .caja-alerta{padding:24px 20px}
  .pie-in{grid-template-columns:1fr;gap:32px}
  .legal article{padding:28px 20px}
  .ciclo{text-align:center}
}